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Inhale Capital has provided £350,000 in funding to support the purchase of the former Debenhams department store in Middlesbrough town center. The prominent landmark building, which is currently vacant, sits at the heart of the town’s retail core and represents a strong opportunity for repositioning and future redevelopment. Future Plans for the building.. The building will undergo a light refurbishment before being brought back to life as a multi-unit commercial space. The p

We are pleased to announce an exciting milestone here at Inhale Capital. We have secured an initial senior revolving credit facility of up to £50m from Triple Point to support our continued growth. This facility will help us expand the origination of first-charge bridging loans across the UK, enabling us to provide fast, flexible funding to experienced property investors, developers, and landlords. Founded in 2024 and headquartered in Manchester, we combine seasoned underwrit

The Client’s Situation The borrowers, repeat clients of Inhale Capital, were seeking to acquire a semi-commercial property comprising office space alongside residential units. With an imminent purchase deadline, they required quick access to capital while keeping both costs and delays to a minimum.   The agreed purchase price was £620,000, and the borrowers needed a funding solution that maximised borrowing capacity without requiring a full property valuation, thereby saving

Following recent reflections on trust, discipline, transparency and quality within Bridging Finance, another reality becomes clear - none of these principles exist without the right people behind them. Recruitment is not simply about filling roles. It is about building a team that shares high standards, values accountability, and genuinely cares about the quality of work delivered. People are a business’s strongest asset. They shape credibility far more than any process or sy

If you wouldn’t accept second best at the pub or on the pitch, you shouldn’t accept it in bridging either. As deal complexity increases, with more second-charge and re-bridging enquiries, the focus has to stay on quality over volume. It’s not about doing more deals faster; it’s about understanding the full story, structuring finance properly, and ensuring the exit is realistic from day one. In bridging, quality underwriting and disciplined thinking are what truly deliver succ

Inhale Capital is pleased to announce the successful funding of two bridging loans in under a week, from instruction to completion. When time is of the essence and certainty is paramount, Inhale Capital delivers. Both cases were very different transactions, but they shared one key challenge: a fixed and demanding completion deadline. In each situation, delays risked additional costs or even the collapse of the deal, making speed and reliability critical. The first transaction

In our latest completion at Inhale Capital, we delivered a bridging finance solution within just seven working days. Short-term cash flow issues are common for businesses, especially when funds are needed quickly, and timing is tight. In such situations, even small delays can create unnecessary hurdles and slow down progress. Bridging finance is often the go-to option for meeting urgent deadlines, but it’s more than just about rates, borrowers need a reliable partner who will

Last week I wrote about trust. This week, I want to talk about discipline in bridging lending. As a relatively new entrant to the market, there’s sometimes a mistaken view that we have to lend. Of course, if we don’t lend, we don’t have a business. But equally, not every request fits our criteria, and that’s by design. At Inhale Capital, we currently don’t do development, heavy refurbishment, or land without planning. There are plenty of lenders who do this exceptionally well

This is a topic I have discussed before but based on recent conversations, it is probably worth revisiting. Some people don't seem to care! Bridging finance is used to meet tight deadlines and time-sensitive opportunities. When borrowers turn to a lender in these situations, they’re not just choosing a rate, they’re choosing a partner they can rely on to deliver. A strong reputation signals certainty. It tells brokers and borrowers that terms will be honoured, funds will be r